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Methodology

Five transparent and reproducible steps. Adjust the parameters at the bottom of the page to see the portfolio recomposed live.

How to read this page

In 30 seconds

You pick what matters to you (causes), what you refuse (exclusions), how much risk you accept and for how long. We instantly rebuild a concrete portfolio that fits your choices.

The figures on the right summarise what this portfolio should return, its risk level, fees and footprint. Hover the « ? » for a plain-language explanation of each term.

· Markowitz: a mathematical recipe that combines assets to target the best possible return for a given level of risk.

· Best-in-class: we only keep the top half of each category on ESG criteria.

· TER: annual fees taken from a fund (e.g. 0.20% = €2 per year for €1,000 invested).

· ESG: Environment, Social, Governance — the three pillars of responsible finance.

Construction Pipeline

  1. 01

    Profiling

    Causes, exclusions, horizon, target risk.

  2. 02

    Universe

    ~40 multi-class assets: equities, green bonds, thematics, REITs, money market.

  3. 03

    Filters

    Hard sector exclusions, then best-in-class ESG (top 50% per class — median).

  4. 04

    Convictions

    Linear adjustment of expected returns according to your causes (≤ +1.5% per cause). No full Black-Litterman.

  5. 05

    Optimization

    Constrained Markowitz: max return / variance, bounds per class and composite ESG floor weighted E/S/G according to your causes.

Interactive Simulator

Compose your portfolio

Any modification below recalculates the allocation according to the complete pipeline.

Causes & Intensity

70%
50%

Sector Exclusions

Target Risk

Target annual volatility9.0%
ConservativeBalancedDynamic

Horizon

Investment duration10 years

Expected Return

Gross, annualized

—

Estimated Volatility

Annualized

—

Sharpe Ratio

Net of fees and risk-free rate

—

ESG Score

Composite E/S/G weighted by causes

—

Current Fees

Weighted average TER

—

CO₂ avoided (heuristic)

Indicative estimation based on ESG

—

Actual carbon intensity

Weighted average over covered assets

Data unavailable

Carbon data coverage

0%
0%50%100%

No portfolio asset publishes official carbon intensity yet. The figure shown remains indicative.

Allocation

0 positions

  • No positions retained with these constraints.